San Francisco · Merchant Bankers

Peers &
Company

Non-dilutive growth capital for visionary companies.Preserve ownership. Accelerate growth.

Explore Growth Capital
Our Story
Modern office building representing Peers and Company

20+

Years Exp.

$500M+

Deployed

150+

Companies

About Peers & Company

A Merchant Bank
Built Different

PEERS & COMPANY is a San Francisco Merchant Bank serving high-growth companies. From strategic advisory to growth financing, our global reach offers unbiased advice, access to strategic and financial partners, and capital to help your company realize its full potential.

We blend decades of experience as institutional corporate finance executives, senior operating executives, and company founders — driving a practical, founder-first approach to every engagement.

“We offer long-term partnerships, providing customized, patient growth capital tailored to each company's unique trajectory.”

Our Services

What We Deliver

Comprehensive financial services designed for companies that think bigger and move faster.

Mergers & Acquisitions
01

Mergers & Acquisitions

Buy and sell-side advisory, strategic partnerships, and comprehensive strategic alternatives advice for growth-stage companies.

Equity & Debt
02

Equity & Debt

Unique access to family offices, private equity, venture capital, and traditional and non-traditional debt financing through our global relationships.

Direct Investments
03

Direct Investments

Partnering directly with select companies to fund growth and strategic acquisitions, securing a long-term strategic and financial partner.

Growth Capital
04

Growth Capital

Specialty debt products for high-growth companies seeking capital without dilution, backed by decades of private debt fund relationships.

Growth Debt Financing

Capital That
Grows With You

Patient, non-dilutive growth capital for companies with $4M–$100M in annual revenue. Flexible repayment tied to your revenue stream — designed for founders who want to scale without sacrificing ownership.

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Non-Dilutive Capital

Growth funding without giving up equity. Retain full control and capture all future upside value.

Zero Covenants

No fixed amortization, personal guarantees, warrants, or covenants limiting your strategic decisions.

Revenue-Aligned

1–4% of monthly revenue over 2–5 years. Payments flex with your business — lower in slow months, higher in strong ones.

Full Ownership

No board seats, voting dilution, or investor meddling. Your company, your decisions, your upside.

Long-Term Focus

Invest in hiring, expansion, and R&D on your timeline. No pressure to exit or hit external milestones.

Fast Closing

Streamlined underwriting focused on revenue potential. Often closing in weeks, not months.

Custom-Tailored Terms

Highly customized structures with no hidden fees — no facility fees or costs on undrawn capital. A true partnership aligned with your success.

Aligned Interests

Both lender and company benefit from revenue growth, fostering a supportive, long-term relationship rather than adversarial debt dynamics.

Who We Serve

Built for Ambitious Companies

Growth-stage private companies — venture-backed or bootstrapped — looking for non-dilutive alternatives to equity. Many appear on lists like the Inc. 5000 for fast growth. Companies that value retaining full ownership and aligning funding with variable revenue streams.

$4M–$100M

Annual Revenue

Established businesses

2+ Years

Operating History

Proven track record

10–30%+

Growth Rate

Commonly 15–30%+ annually

U.S.-Based

Geography

Nationwide coverage

Industries We Serve

SaaS & TechnologyNon-SaaS TechLogistics & Supply ChainHealthcareFood & BeverageE-Commerce & MediaAgriculture & AgTechConstruction & Sustainable ProductsProfessional Services & SoftwareB2C & Consumer+ Many More

Common Questions

Frequently Asked Questions

What is non-dilutive growth capital?
Non-dilutive growth capital is funding that allows companies to raise money without giving up equity or ownership. At Peers & Company, we provide revenue-based financing where repayment is tied to 1–4% of monthly revenue over 2–5 years, so founders retain 100% ownership and control of their company.
What size companies does Peers & Company work with?
We work with growth-stage private companies generating between $4 million and $100 million in annual revenue. Our clients typically have at least 2 years of operating history and annual growth rates of 10% or higher, commonly 15–30%+. They span diverse industries including SaaS, healthcare, logistics, e-commerce, and many more.
How is growth debt different from traditional bank loans or venture capital?
Unlike traditional bank loans, our growth debt has no fixed amortization schedules, personal guarantees, warrants, or restrictive covenants. Unlike venture capital, there is zero equity dilution — no board seats, no voting rights changes, and no loss of control. Repayment flexes with your revenue, making it a founder-friendly alternative to both.
How quickly can Peers & Company close a deal?
Our streamlined underwriting process focuses on revenue potential and historical performance rather than traditional credit metrics. We can often move from initial conversation to closing in just a few weeks, significantly faster than traditional equity rounds which typically take 3–6 months.
What services does Peers & Company offer beyond growth capital?
In addition to growth debt financing, we provide full-service merchant banking including mergers and acquisitions advisory (buy-side and sell-side), equity and debt capital raises through our global network of family offices and institutional investors, and direct co-investments alongside founders for strategic growth and acquisitions.

Get In Touch

Let's Talk
Growth

Whether you're exploring non-dilutive financing, strategic advisory, or looking for a long-term capital partner — we'd like to hear from you.

Location

San Francisco, California

Email

info@peersandco.com