Growth Debt Financing

Capital That
Grows With You

Patient, non-dilutive growth capital for companies with $4M–$100M in annual revenue. Scale without sacrificing ownership.

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Why Non-Dilutive

Keep What You Built

Traditional equity financing means giving up ownership, board control, and future upside. For companies with strong revenue and clear growth trajectories, that trade-off is unnecessary.

Our revenue-based financing is designed for founders who want to scale aggressively while retaining 100% ownership. This non-dilutive funding model ties repayment directly to your revenue stream, so your financing adapts to your business — not the other way around.

“Fuel your growth without giving away your future.”

Growth and finance

Key Advantages

Why Founders Choose Us

Non-Dilutive Capital

Growth funding without giving up equity. Retain full control and capture all future upside value.

Zero Covenants

No fixed amortization, personal guarantees, warrants, or covenants limiting your strategic decisions.

Revenue-Aligned

1–4% of monthly revenue over 2–5 years. Payments flex with your business — lower in slow months, higher in strong ones.

Full Ownership

No board seats, voting dilution, or investor meddling. Your company, your decisions, your upside.

Long-Term Focus

Invest in hiring, expansion, and R&D on your timeline. No pressure to exit or hit external milestones.

Fast Closing

Streamlined underwriting focused on revenue potential. Often closing in weeks, not months.

Custom-Tailored Terms

Highly customized structures with no hidden fees — no facility fees or costs on undrawn capital. A true partnership aligned with your success.

Aligned Interests

Both lender and company benefit from revenue growth, fostering a supportive, long-term relationship rather than adversarial debt dynamics.

The Difference

Us vs. Traditional

Feature
Peers & Co
Traditional
Equity Dilution
None
10–30%+
Board Seats
None
1–2 seats
Personal Guarantees
None
Often required
Covenants
Zero
Multiple
Repayment
Revenue-aligned
Fixed schedule
Time to Close
Weeks
3–6 months
Decision Control
100% yours
Shared

Who Qualifies

Built for Ambitious Companies

Growth-stage private companies — venture-backed or bootstrapped — looking for non-dilutive alternatives to equity. Many appear on lists like the Inc. 5000 for fast growth.

$4M–$100M

Annual Revenue

Established businesses

2+ Years

Operating History

Proven track record

10–30%+

Growth Rate

Commonly 15–30%+ annually

U.S.-Based

Geography

Nationwide coverage

Industries We Serve

SaaS & TechnologyNon-SaaS TechLogistics & Supply ChainHealthcareFood & BeverageE-Commerce & MediaAgriculture & AgTechConstruction & Sustainable ProductsProfessional Services & SoftwareB2C & Consumer+ Many More

Ready to Scale?

Fuel Your Growth Today

Tell us about your company and growth goals. Our team will craft a capital solution tailored to your revenue and trajectory.

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Growth Capital FAQ

Frequently Asked Questions

What revenue range do companies need to qualify for growth capital?
We work with established businesses generating between $4 million and $100 million in annual revenue. Companies should have at least 2 years of operating history and demonstrate strong growth trajectories, typically 10%+ annual growth rates with many clients growing at 15–30%+.
How does revenue-based financing work?
Revenue-based financing ties repayment to a small percentage of your monthly revenue, typically 1–4%, over a 2–5 year term. This revenue-based lending model means payments naturally scale with your business: lower during slower periods and higher when growth accelerates. There are no fixed amortization schedules or balloon payments.
What makes this different from venture debt or traditional bank loans?
Unlike venture debt, our growth capital requires zero equity dilution — no warrants, no board seats, no voting rights changes. Unlike traditional bank loans, there are no personal guarantees, no restrictive covenants, and no fixed repayment schedules. Our underwriting focuses on revenue potential rather than traditional credit metrics, and we can close in weeks rather than months.
What industries does Peers & Company serve?
We serve a wide range of industries including SaaS and technology, non-SaaS tech, logistics and supply chain, healthcare, food and beverage, e-commerce and media, agriculture and agtech, construction and sustainable products, professional services and software, B2C and consumer businesses, and many others. We are not limited to pure tech companies.
Do I need to give up any ownership or control?
No. Our growth capital is 100% non-dilutive funding — you retain full ownership, full control, and all future upside value. There are no board seats granted, no voting rights dilution, and no investor involvement in your operations. Your company, your decisions.
Can startups use revenue-based financing?
Revenue-based financing for startups is available to companies that have achieved meaningful revenue traction — typically $4M or more in annual revenue with at least 2 years of operating history. Unlike traditional venture capital, revenue-based financing companies like Peers & Company focus on proven revenue streams and growth potential rather than speculative projections, making it ideal for revenue-generating startups that want to scale without equity dilution.

Have more questions?

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