Peers & Company · San Francisco Merchant Bank

Non-Dilutive Funding

Grow your company without giving up equity, board seats, or control.

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Definition

What Is Non-Dilutive Funding?

Non-dilutive funding refers to any form of capital that does not require a company to issue new equity or give up ownership. This includes revenue-based financing, growth debt, grants, and certain forms of structured debt. For growth-stage companies, non-dilutive capital preserves founder ownership and avoids the governance complications of equity investors.

How It Works

At Peers & Company

At Peers & Company, non-dilutive funding is structured as revenue-based financing — repayment tied to 1–4% of monthly revenue over 2–5 years. No equity is issued, no board seats are granted, and no warrants are attached. Founders retain 100% ownership and full strategic control.

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Key Advantages

Why Founders Choose Non-Dilutive Funding

Preserve Ownership

No equity dilution — your cap table stays clean.

Retain Control

No board seats, no investor approval requirements, no governance changes.

Capture Full Upside

When you exit or go public, you keep 100% of the value you built.

No Forced Timelines

No fund lifecycle pressure to exit within 5–7 years.

Aligned Incentives

Repayment tied to revenue means your lender succeeds when you succeed.

Faster Access

Close in weeks vs. months for equity rounds.

Who Qualifies

Is This Right for Your Company?

Growth-stage private companies with $4M–$100M in annual revenue, 2+ years of operating history, and consistent revenue growth. Both venture-backed and bootstrapped companies qualify.

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Industries We Serve

Saas TechnologyProfessional ServicesEcommerceFood Beverage

FAQ

Common Questions

What is non-dilutive funding?
Non-dilutive funding is capital that doesn't require issuing equity or giving up ownership. Examples include revenue-based financing, grants, and certain forms of debt. At Peers & Company, we provide non-dilutive growth capital structured as revenue-based financing.
Is non-dilutive funding right for my company?
Non-dilutive funding is ideal for companies with strong, growing revenue who want to scale without sacrificing ownership. If you're generating $4M–$100M in annual revenue and want to preserve your cap table, it's worth exploring.
Can bootstrapped companies access non-dilutive funding?
Yes. Many of our clients are bootstrapped companies that have never raised institutional capital. Non-dilutive funding is particularly valuable for bootstrapped founders who have built significant ownership and don't want to dilute it.
What's the difference between non-dilutive and dilutive funding?
Dilutive funding (equity) requires issuing new shares, reducing existing shareholders' ownership percentage. Non-dilutive funding provides capital without any equity transfer — your ownership percentage stays the same.

The information on this page is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. All financing is subject to underwriting approval and eligibility criteria. Past performance is not indicative of future results. Peers & Company is a merchant bank, not a registered investment advisor. Consult qualified financial and legal advisors before making financing decisions.