Revenue-Based Financing · Agriculture & AgTech

Revenue-Based Financing for Agriculture &
AgTech Companies

Non-dilutive growth capital structured around your agriculture & agtech revenue — no equity, no covenants.

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Overview

Revenue-Based Financing for Agriculture & AgTech

Agriculture & AgTech companies with $4M–$100M in annual revenue face a common problem: traditional lenders don't understand your business model, and equity investors want too much in return. Revenue-based financing solves this. Repayment is tied to 1–4% of your monthly revenue, so you never face a fixed payment that strains cash flow. Agriculture and AgTech companies face unique capital challenges — seasonal revenue, long crop cycles, and capital-intensive operations. Our revenue-based financing is structured around your actual revenue, making it ideal for ag businesses scaling from $4M to $100M.

How It Works

Our Process

We underwrite based on your revenue trajectory, not EBITDA or hard assets. We work with agricultural producers, AgTech platforms, and ag services companies generating $4M–$100M in annual revenue. Repayment flexes with your revenue cycles — no fixed schedules, no personal guarantees. Once approved, capital is deployed in weeks — not the months an equity round requires. Repayment flexes with your revenue: slower months mean smaller payments, stronger months mean faster payoff.

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Why Peers & Co

Built for Agriculture & AgTech

Zero Equity Dilution

Keep 100% ownership of your agriculture & agtech business. No cap table impact, no board seats.

Revenue-Aligned Repayment

Pay 1–4% of monthly revenue. Payments scale with your business — lower in slow months, higher in strong ones.

No Covenants or Guarantees

No restrictive financial covenants, no personal guarantees, no hard asset requirements.

Close in Weeks

Streamlined underwriting focused on revenue data. Most deals close in weeks, not months.

Operational Expansion

Scale acreage, production capacity, or processing infrastructure.

Technology Adoption

Fund precision ag technology, IoT sensors, or farm management platforms.

Also For Agriculture & AgTech Companies

M&A Advisory
Equity & Debt Capital

Agriculture & AgTech · Revenue-Based Financing FAQ

Common Questions

How does revenue-based financing work for agriculture & agtech companies?
We provide $1M–$20M+ in growth capital. Repayment is structured as 1–4% of your monthly agriculture & agtech revenue over 2–5 years. We work with agricultural producers, AgTech platforms, and ag services companies generating $4M–$100M in annual revenue. Repayment flexes with your revenue cycles — no fixed schedules, no personal guarantees.
How does revenue-based financing work for seasonal agriculture businesses?
Repayment is tied to a percentage of monthly revenue, so it naturally aligns with your harvest and sales cycles. In off-season months you pay less; in peak revenue months you pay more.
Do you work with AgTech SaaS companies?
Yes. AgTech platforms with recurring software revenue are strong candidates for our financing. We underwrite on ARR, growth rate, and customer retention.
What's the minimum revenue to qualify for agriculture & agtech financing?
We typically work with agriculture & agtech companies generating $4M or more in annual revenue with at least 2 years of operating history and a clear growth trajectory.

Ready to Scale?

Let's Talk Revenue-Based Financing

Tell us about your agriculture & agtech business and what you're trying to achieve. We'll structure the right solution.

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Agriculture & AgTech Overview

The information on this page is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. All financing is subject to underwriting approval and eligibility criteria. Past performance is not indicative of future results. Peers & Company is a merchant bank, not a registered investment advisor. Consult qualified financial and legal advisors before making financing decisions.