Revenue-Based Financing · Food & Beverage

Revenue-Based Financing for Food &
Beverage Companies

Non-dilutive growth capital structured around your food & beverage revenue — no equity, no covenants.

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Overview

Revenue-Based Financing for Food & Beverage

Food & Beverage companies with $4M–$100M in annual revenue face a common problem: traditional lenders don't understand your business model, and equity investors want too much in return. Revenue-based financing solves this. Repayment is tied to 1–4% of your monthly revenue, so you never face a fixed payment that strains cash flow. Food and beverage brands face capital-intensive growth — co-packer minimums, retail slotting fees, and distribution expansion all require significant upfront investment. Our revenue-based financing lets you scale without diluting your ownership.

How It Works

Our Process

We underwrite based on your revenue trajectory, not EBITDA or hard assets. We work with food and beverage brands generating $4M–$100M in annual revenue across DTC, retail, and foodservice channels. Our capital is structured around your revenue — repayment flexes with your sales cycles. Once approved, capital is deployed in weeks — not the months an equity round requires. Repayment flexes with your revenue: slower months mean smaller payments, stronger months mean faster payoff.

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Why Peers & Co

Built for Food & Beverage

Zero Equity Dilution

Keep 100% ownership of your food & beverage business. No cap table impact, no board seats.

Revenue-Aligned Repayment

Pay 1–4% of monthly revenue. Payments scale with your business — lower in slow months, higher in strong ones.

No Covenants or Guarantees

No restrictive financial covenants, no personal guarantees, no hard asset requirements.

Close in Weeks

Streamlined underwriting focused on revenue data. Most deals close in weeks, not months.

Retail Expansion

Fund slotting fees, broker costs, and promotional spend to enter new retail chains.

Production Scaling

Increase co-packer capacity or invest in owned production infrastructure.

Also For Food & Beverage Companies

M&A Advisory
Equity & Debt Capital

Food & Beverage · Revenue-Based Financing FAQ

Common Questions

How does revenue-based financing work for food & beverage companies?
We provide $1M–$20M+ in growth capital. Repayment is structured as 1–4% of your monthly food & beverage revenue over 2–5 years. We work with food and beverage brands generating $4M–$100M in annual revenue across DTC, retail, and foodservice channels. Our capital is structured around your revenue — repayment flexes with your sales cycles.
Do you work with CPG brands that sell through distributors?
Yes. We work with brands across all channels — DTC, retail, foodservice, and distributor-led. We underwrite on total revenue and growth trajectory, not channel mix.
How do you handle seasonal revenue in food and beverage?
Repayment is tied to a percentage of monthly revenue, so seasonal fluctuations are built in. You pay more in peak months and less in slower periods — no fixed minimums.
What's the minimum revenue to qualify for food & beverage financing?
We typically work with food & beverage companies generating $4M or more in annual revenue with at least 2 years of operating history and a clear growth trajectory.

Ready to Scale?

Let's Talk Revenue-Based Financing

Tell us about your food & beverage business and what you're trying to achieve. We'll structure the right solution.

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Food & Beverage Overview

The information on this page is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. All financing is subject to underwriting approval and eligibility criteria. Past performance is not indicative of future results. Peers & Company is a merchant bank, not a registered investment advisor. Consult qualified financial and legal advisors before making financing decisions.